Commercial Specialty Products

No two businesses are alike, even in the same industry. We partner with our clients in creating unique insurance programs effective risk management plans. Specialty insurance products can fill some of the gaps commonly found in general property and liability policies. In the event of crisis your company will be properly covered and able to recover quickly – thus minimizing costly downtime and extraneous risk-related costs.

Aviation Liability  Insurance

Don't let your aviation related business get grounded. Make sure your liability insurance covers all safety-critical areas.
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Business Interuption

The majority of CFO's we surveyed are not confident they carry an accurate limit of business interruption insurance.
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Cargo

In today’s global market, your business could involve shipping goods around the corner or around the world. 
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Contamination 

Food contamination, whether accidental or malicious, can have a devastating effect on a company's reputation and bottom line. 
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Contractual Liability

Who is helping your organization identify and protect itself from contracts that request unreasonable and unnecessary insurance coverages and limits, or coverage for things that are simply uninsurable? Cover your business both ways with contractual liability insurance.
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Crime

Commercial crime – theft or fraud from employees - is much more widespread than you may think, and studies show that it is on the rise.
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Cyber Security

Organizations are increasing relying on networks, cloud technology and computing systems which are exposing companies to new and emerging cyber threats. 
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Directors & Officer's Liability

Directors and officers insurance coverage extends well beyond standard liability coverage to provide financial protection for a companies leaders.
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Employee Benefits 

Know the key benefits of health insurance and retirement plans; structure your group benefits plans to maximize your workplace advantages.
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Environmental Liability

It is important to review the options associated with an environmental insurance policy. 
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Equipment Breakdown

Machines are so ingrained in our day-to-day lives that we often take them for granted and it’s easy to forget how dependent your business is on them. 
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Errors & Ommissions 

Error and omissions insurance is crafted to protect professionals from their liability exposures during the course of business.
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Fleets

Don't get run over by excessive fleet insurance costs; the Fleet Plan Program delivers cost savings.
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Hull & Machinery 

Operating a business on the water can be tricky, but your insurance doesn't have to be. We have powerful marine insurance insurance coverage.
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Key Person

Business owners and other key employees spend considerable time and effort to acquire the knowledge, experience, reputation, and relationships that make them valuable to the business. Don't let the loss of a key person in your organization be the death of your business.
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Marine

Operating a business on the water can be tricky, but your insurance doesn't have to be. We have powerful marine insurance coverage.
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Patent 

Most leading successful companies started out as an idea in someone’s head. That idea was usually a better way or a new way of doing something that turned out to be tremendously valuable.
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Portfolio Consolidation

Is your organization missing out on potential synergies owing to a range of companies or entities each buying their own insurance programs?
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Products Liability 

Product liability insurance protects your business against legal liability for claims for bodily injury or property damage arising out of products manufactured, imported or distributed.
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Reps & Warranty

Canadian M&A practitioners are increasingly using representation and warranty (R&W) insurance as a competitive tool in deal negotiations. Avoid costly breaches post-closing.
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Run Off Coverage 

A company that has sold, merged or ceased operations is still vulnerable to claims against it in the future, based on its past operations. 
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Stock Thru Put 

Stock throughput insurance covers inventory at all times whether in transit, undergoing process or in storage at owned or third party premises.
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Surety Bonds 

Surety bonds help Canadian companies guarantee their obligations to suppliers, customers and partners. Get educated in how a surety bond can protect your company.
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Umbrella Liability 

An insurance policy designed to provide protection against catastrophic losses.
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USA & International

Doing business in the United States can open up an organization's marketplace tenfold and with great opportunity comes great risk.
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