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Learn about the Reliance Insurance proprietary commercial fleet discount forecasting program to maximize your return on insurance premiums.

Insurance for commercial fleets

Reliance Insurance understands how important your commercial vehicles are to your business operations. We take pride in being able to meet the unique and specific loss exposures to ensure assets, liabilities, and profits are protected in the event of a loss. From small companies with one or two vehicles to large, multi-vehicle fleets, we have the knowledge and experience to ensure you have the fleet insurance coverage you require for a competitive premium. We will be pleased to share our access to the numerous insurance markets, industry experts & risk management services.

Reduce fleet insurance costs on five or more vehicles

We find ways to maximize the insurance premium you pay. If your business has more than five vehicles, you may be eligible for a program that can save you time and money.

  • The Fleetplan Program allows the owners of five or more power units to have a common expiry date, no principal operators and potentially earn up to a further 20% discount. This can be a great benefit when a business has multiple drivers for one vehicle.
  • A unique proprietary tool called Discount Forecasting – designed by Reliance Insurance fleet specialists – is a way that we can analyze discounts to maximize the business’s auto insurance rate.
  • Coverage streamlining is easier when all policies come up for renewal at the same time.
  • Defensive driver training for commercial and personal vehicles.

Protect your business with fleet insurance & risk management services

A company may need to have protection for drivers using their own vehicles such as courier and taxi companies, or for rented or leased vehicles. A fleet insurance policy will generally cover the following:

  • Damage and total loss caused by accidents
  • Damage from at-fault uninsured or underinsured drivers
  • Personal injury liability
  • Theft
  • Damage to off-road vehicles such as vehicles on construction site
  • Crisis media strategy
  • Accident response kit & protocols
  • Advanced defensive driver training

Once a business has entered the program, Reliance Insurance fleet agents know how to secure great discounts by looking at options related to the type of vehicles you have or want to add to your fleet, deductible changes and risk strategy based on your fleet activities. Reliance also offers defensive driving.

Did you know:

  • ICBC introduced new rules for how ICBC premiums are calculated. ICBC announced changes to the new model for fleet drivers. Now, crashes that occur in a fleet vehicle will not affect a driver’s ICBC premium or other policies where a person is listed as a driver. At-fault fleet claims will remain with the fleet policy. If you need clarification, call our Reliance Insurance fleet specialist. Learn more about changes to auto insurance in B.C..
  • According to ICBC, a fleet is classified as a business that has to insure five or more vehicles.
  • With Reliance Insurance, once you purchase the basic liability insurance from ICBC we can shop the optional own damage coverages with other insurance carriers.

Call for our proprietary Fleet Discount Forecasting Program to maximize your insurance premiums.

Visit us Today

Reliance has been providing excellent service and finding expert solutions to handle our fleet for the past two years. Kat Lana provides excellent fleet insurance advice and recommendations on the most cost effective way to structure our fleet. Within our specific area of the industry, we can have hundreds of renewals during the year. Reliance’s account team never fails with their service and prompt responses. We can trust them to solve our insurance challenges and ensure that our fleet keeps moving. Thanks Kat and all the Reliance team for always providing great service and advice.

— Simon Lynskey, Penske Truck Leasing


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