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Call: 604.255.4616

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  • Or complete the form for a callback
  • This field is for validation purposes and should be left unchanged.

Call: 604.255.4616

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Our clients' safety is our priority and our private auto insurance advisors are experts at making sure you and your loved ones are protected.

We’ve got you covered for ICBC Autoplan or private insurance

The right protection ensures a smooth claim process and covers your valuable assets.

Your policy will be tailored to your unique circumstances. Reliance will review additional insurance options with carriers other than ICBC Autoplan to find the right coverage for you.

Optional coverage with ICBC or private insurance

Excess Third Party Liability: limits up to $5 million are available.

Extension Underinsured Motorist Protection: allows for up to $5 million extra coverage.

Loss of Use: loss of Use coverage can help you stay mobile by reimbursing you for the cost of a temporary rental vehicle.

Collision: cover repair and replacement costs, even if you are at fault.

Comprehensive: this covers the unexpected such as theft and vandalism, fire, earth, and hail damage.

Specified Perils: similar to comprehensive but is less expensive as it is limited in coverage.

Rental vehicle coverage: extends Third Party Liability (up to $2 million), Collision and Comprehensive coverage to vehicles you rent within Canada or the USA.

New Vehicle Protection: if you have invested in a brand-new vehicle you will want to see if new vehicle replacement coverage and limited depreciation endorsement is right for you.

Specialized coverage: for luxury cars, off-road vehicles, motorcycles and autos in storage.

Potential benefits of private car insurance

Lower premiums and deductibles: private insurance gives you more options than ICBC for a comprehensive deductible.

Broader coverage: each plan varies but may cover things like pet insurance to cover vet bills if your beloved pet gets injured in an accident.

How repairs are handled: ICBC requires a certified auto body shop. You may have more options to choose your repair depot with private insurance.

First accident forgiveness: depending on your claims history, private plans can include a one-time claims forgiveness feature, meaning your premium won’t increase after your first at-fault accident.

Free windshield glass repairs: some policies include free glass repairs for up to three chips per policy term with no deductible.

Bundled services/packages: our private insurance provider has bundled packages like ICBC Roadstar but with added additional higher limits available.

When should I consider BC private auto insurance?

  • If you need extra, or better coverage.
  • If you own a specialty vehicle or a custom made vehicle.
  • If you want full vehicle replacement value.
  • To price compare for additional insurance on collision and comprehensive coverages.

Visit our office any time during business hours or call 604.255.4616 for a guaranteed appointment with our insurance experts. We respect your privacy and do not discuss or transact ICBC Autoplan insurance over the phone or email.

Call or make a guaranteed appointment to learn about your options for private auto insurance.

Visit us Today

I just worked out the insurance of three vehicles and a U-built utility trailer at the Hastings location. I was at two other insurance places in the last week and the difference was night and day. The people here are switched-on, they communicate, help you make good decisions, and figure out solutions.

— Christopher Dawn

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