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If you have wheels or money invested in cargo, we have the ability to save up to 20% on policy costs through our risk management strategies and Discount Forecasting tools.

Cargo Insurance – protection for your goods in transit

In today’s global market, your business may involve shipping goods around the corner or around the world. Whether you’re importing raw materials from China or exporting your finished product to a trade show in Milan, your cargo must arrive intact to keep your business sales figures on target.

Protect your bottom line

Our commercial insurance agents will create cargo insurance coverage for you to guard your investment against the myriad of risks involved with shipping.

Cargo insurance can include:

  • “All Risks” coverage at highly competitive rates.
  • Coverage for road/rail/air/ocean shipments.
  • Door-to-Door and World-to-World coverage.
  • Convenient online certificate issuance system for a fast and efficient insuring process.
  • Comprehensive coverage including many extensions not offered by our competitors.
  • Professional advice and guidance by our team of experienced marine insurance brokers.
  • In the event of a loss, our underwriter will dispatch a local surveyor to come to your location to inspect your cargo for a faster settlement.

Protect your cargo and your investment

  • Always pack, prepare and stow your cargo for the intended transit.
  • If your cargo is susceptible to damage due to changes in temperature/humidity, always provide clear written instructions to the carrier of the required environmental conditions inside the temperature-controlled container.
  • The use of your own Ryan EZT disposable strip temperature/humidity recorders, before and after, will provide solid evidence of any breach in agreed shipping conditions.
  • Always inspect cargo for damage immediately upon arrival and note any issues on the waybill or bill of lading.

Get the right coverage

Insuring your cargo properly is a key part of managing your business and a solid cargo insurance plan will protect your assets.

Talk to our commercial cargo insurance experts. We’ll make sure your assets are protected, regardless of what kind of journey they take.

Stock Throughput Insurance

Stock Throughput (STP) is also known as “cradle to grave” coverage that can save you time and money. It’s designed for companies that import, export or distribute merchandise, parts, or raw materials. It can cover inventory, raw materials, semi-finished or finished products including material handling and packaging at all points along the supply chain.

Supply chain coverage

Your goods are the cornerstone of your business and protecting them protects your bottom line. Stock throughput insurance provides coverage and control of inventory risks throughout the entire supply chain, from the supplier or point of origin through the goods’ final destination. This includes land, air, sea, oversees transit, freight forwarders, export, and import distribution centers and various other parties that may be involved in the shipment’s journey be it national or global. Also, when compared to traditional cargo insurance, STP is often more cost-effective, broader in coverage, and requires less of your time to manage.

Stock throughput insurance policies cover three main areas:

  • Property storage
  • Inland transit
  • Ocean cargo

Clients in the retail, wholesale, food and beverage sectors have benefited the most from STP insurance. In the world of globalization, this is an option worth investigating as there are many points in the supply chain where disaster can strike.

Talk to our business insurance experts to make sure that you have the properly structured stock throughput insurance protection you need.

Your goods are the cornerstone of your business and protecting them protects your bottom line.
Speak to us today about the right coverage.

Get a Quote Today

Reliance has a passion for helping businesses. As President for a public company that was growing and shifting its supply chain focus and we needed a fresh look at our insurance. They focused on our risk management and came up with timely, right priced solutions.

— President, Value Drivers Advisory


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