Private Car Insurance

Our clients' safety is our priority and our private auto insurance advisors are experts at making sure you and your loved ones are protected.

We’ve Got You Covered for ICBC Autoplan or Private Insurance

The right protection ensures a smooth claim process and covers your valuable assets.

Your policy will be tailored to your specific needs. Reliance Insurance will review additional insurance options with carriers other than ICBC Autoplan to find the right coverage for you.

Optional Coverage With ICBC or Private Insurance

Excess Third-Party Liability: Coverage up to $5 million on passenger vehicles and $10 million on Commercial Trucks and Trailers.

Income Top-Up Policy: Income replacement coverage in the event you cannot work after an accident; optional coverage is available to protect salaries up to $209,000.

Loss of Use: Covers the cost of a rental vehicle in the event of an accident.

Collision: Covers the cost of repairs for hit and runs, and collisions even if you are at fault.

Comprehensive: Covers the unexpected, such as fire, theft and vandalism, glass, hail, or collisions with animals.

Rental Vehicle Coverage: Covers Third-Party Liability up to $1 Million, $300 Deductible Collision and Comprehensive coverage, $250 Loss of Use for vehicles you rent within Canada or the USA.

Roadstar: Rental Vehicle Coverage, $500 Loss of Use, $500 Lock Re-keying, Vehicle Travel Protection.

Roadside Plus: Rental Vehicle Coverage with $2 Million Third Party Liability, $750 Loss of Use, $1000 Lock Re-keying, Vehicle Travel Protection, Destination Assistance, Theft Deductible Waiver and Emergency Roadside Assistance Reimbursement.

New Vehicle Protection: If you have invested in a brand new vehicle, new vehicle replacement coverage, replacement cost and limited depreciation are available to protect the full value of your vehicle.

Specialized coverage: Available for luxury cars, off-road vehicles, motorcycles, vehicles in storage and vehicles with additional equipment.

Potential Benefits of Private Car Insurance

Lower premiums and deductibles: You can often find lower rates through private insurers and you are given the option to purchase lower deductibles, meaning you pay less to fix your vehicle in the event of a claim.

Accident forgiveness: You may be provided with a one-time claim keeping your discount the same after your first at-fault accident.

Broader coverage: Private insurance companies offer package deals with additional coverage typically for the same or better price.

Multi-policy discount: Additional discounts are available to clients that have multiple auto policies or home and auto policies through the same insurer.

When Should I Consider BC Private Auto Insurance?

• If you want additional options for your insurance coverage
• To price compare for additional savings
• When you insure 2 or more vehicles or also own a home
• If you own a specialty vehicle or custom-made vehicle

Visit our office any time during business hours or call 604.255.4616 for a guaranteed appointment with our insurance experts.

Our Private Auto Insurance Providers

Family Insurance: A great alternative to ICBC, and multiple Home & Auto policies can be grouped together for multi-policy discount.

Optiom: Replacement Insurance to guarantee the value of New and Used vehicles. Their policies also have the added benefit of OEM Part coverage and Deductible coverage

Haggerty Insurance: Insures Classic Cars & High Value cars at a preferred value.

Aviva, Beacon, and Western Underwriting: These insurers cover ATV’s, Motorcycles, Trailers and Motorhomes as well as offer additional benefits such as coverage for motorcycle riding gear and discounts for driver safety courses.

Make the Switch to Reliance Today!