Environmental liability exposures are often hidden, surprising and catastrophic. If your business was held responsible for contaminating the environment, you could face large, unexpected expenses.
Environmental liability insurance safeguards your business and our planet
It’s important to review the options associated with an environmental insurance policy. With government regulations and compliance guidelines becoming more stringent, understanding and addressing environmental liability and pollution liability exposures are vital to most businesses. A wide range of pollution exposures could shut down your business, cause damage to third parties, and expensive and time-consuming cleanup costs. Pollution claims, resultant damage, and cleanup costs associated with an environmental incident are typically excluded from general liability policies.
Develop a tailored environmental risk liability insurance solution
Environmental policies protect against pollution exposures at your premises, at adjacent third party premises, or at locations where you conduct business.
Exposures might include spills or leaks from underground or above ground tanks on your site. You would look to cover the cleanup costs on your own site and leaks to your neighbour’s site.
Other types of environmental liability insurance
Coverage is also available for construction contractors who perform work on third party premises where they may be in jeopardy of causing an environmental incident. This is referred to as contractor’s pollution insurance.
General Liability policies can be extended to include sudden and accidental pollution coverage. This coverage is usually limited to incidents that are detected and reported within 120 hours of occurring.
Environmental liability exposures are often hidden, surprising and catastrophic. If your business was held responsible for contaminating the environment, you could face large, unexpected expenses.
Environmental liability insurance protects your property or losses suffered from pollution on someone else’s property.
Let the experts at Reliance Insurance help determine your exposure and propose appropriate solutions.
The best strategy is planning for risk.
Consult with us for a free risk assessment for your commercial organization.
You may need:
Business Interruption Insurance
Prevent loss of income if your premises are damaged.
Directors & Officers
As a director or officer, protect yourself from being sued.
Errors & Omissions
Professional, service-providing companies need specialized insurance.
Liability Insurance
Liability insurance can protect you, your staff, your customers and even your suppliers.
In the insurance business, it's about having the right Insurance company to understand your business and champion your claims if any arise. Reliance has provided very competitive quotes and exceptional service for 30 years.
— CFO, IPAC Chemicals Ltd.
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