Equipment Breakdown Insurance 

Machines are so ingrained in our day-to-day lives that we often take them for granted and it’s easy to forget how dependent your business is on them. However, when key equipment breaks down, it can cease operations, leaving your business financially vulnerable on a number of levels and risk your reputation and relationship with your clients.

Equipment breakdown expenses can mount quickly

Our risk management team develop appropriate coverage plans for our clients to address equipment breakdown risk. This coverage can respond to lost income stemming from interrupted business operations, high repair bills, product losses, and other expenses.

Equipment breakdown insurance can cover equipment losses due to:

  • Power surges
  • Short circuits
  • Electric arcing
  • Loss of lubrication
  • Mechanical stress
  • And other causes of loss

Equipment breakdown insurance can cover many types of equipment, including:

  • Computers and phones
  • Printers, scanners, and photocopiers
  • Cash registers and inventory control
  • Electrical systems and wiring
  • Air conditioning and ventilation systems
  • Dryers, clippers, fans, motors, and pumps
  • Tractors, plows, irrigation system and other agricultural equipment
  • Boilers

Equipment breakdowns can hold your business hostage and there are proven ways to successfully mitigate and insure the risk. Call the Reliance Insurance team today for your complimentary risk and insurance strategy assessment.



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