We’re Specialists
Homeowners Insurance: British Columbia
Reliance Insurance is your insurance partner. Our home insurance experts will help you find the policy that fits your unique personal needs.
Your home is a safe, comfortable place where you build memories. It’s important to protect what matters most to you with a comprehensive home insurance policy.
Connect With Your Insurance Experts
Reliance Insurance helps you get the right coverage for your home. Our professional and highly experienced team of experts will conduct a comprehensive review of your home, current policy and lifestyle. We do this to identify any gaps in coverage that could lead to costly losses, but also to make sure you’re not paying for coverage you don’t need.
Insurance is complex. You will have a dedicated broker that you will build a relationship with. We take this seriously because we really want to know what’s important to you by asking the right questions and then listening. They will work with you to find the right policy and then break down the “insurance speak” to make sure you understand what you are purchasing.
When insurance reviews are done thoroughly, a foundation is formed that leads to excellent coverage, that will lead to recommendations for securing your home and even added savings.
Save on your House Insurance
Save on Premiums with special rates and saving opportunities:
- Confidential soft credit check authorization (will not affect your rating)
- Monitored alarm systems and auto water shut-off leak protection
- Sewer back-up 1-way valves
- Sprinkler systems
- Claims free
- Mortgage-free
- Updates to the home, such as a new roof, hot water tank, or furnace
Policy Extensions & Optional Coverages
Aside from finding the best policy for your home, your broker will help determine if you require any policy extensions or optional coverage. As the world is experiencing more extreme weather patterns, and cyber threats while policy exclusions keep expanding; these types of extensions are becoming even more relevant.
- Perils such as earthquakes, overland (surface) flooding and groundwater
- High-valued collections (e.g., wine, art, designer handbags, sports memorabilia)
- Valuables such as jewelry, e-bikes and musical instruments
- Cyber insurance
- Extensions of liability and umbrella liability
- Course of construction/renovations
- Home-based business coverage
- Rental income
- Vacancy permits when needed
- Deductible Buy-Down Insurance (water and earthquake)
- Watercraft
You may need:
Home Based Business
We offer a wide range of coverage options that are flexible and affordable.
Earthquake Buydown Insurance
When the big one hits, we want to ensure you can repair or rebuild your property.
Auto Insurance
We’ve got you covered for ICBC Autoplan or private insurance.
Boat Insurance
Enjoy years of sailing and boating, but insure your boat for the correct coverage.
We make sure that your policy is tailored to your unique set of circumstances. Call our experienced home insurance specialists today.
Top notch service. We had a break-in and Reliance Insurance were invaluable in making sure I was properly compensated for the loss. So glad we use them.
— Jules Wilkins
April 9, 2025
Keep Trees Trimmed Around Your Property
Majestic old trees are beautiful, but they can also be dangerous. Falling trees and tree limbs cause millions of dollars in property damage to homes […]
What Does Fire Insurance Cover?
Home insurance policies cover several catastrophic risks, including fires and lightning. Most even cover wildfires. Yet you might wonder what to expect from your insurance […]
February 5, 2025
Top Causes of Electrical Fires
“Knob-and-tube” wiring, “60-amp electrical services” and “fuse boxes” are different types of outdated electrical systems found in older buildings. Insurance companies often “red flag” them […]