Commercial Fleet Insurance
Reliance Insurance specializes in managing fleet insurance for small businesses and large commercial fleets. Our experienced fleet managers will handle your insurance needs quickly and professionally to ensure your business runs smoothly with the right coverage.
What is Fleet Insurance?
- Fleets can be created to save time and money when you insure 5 or more vehicles under the same company or individual.
- Every vehicle under the fleet will share the same insurance discount and expiry date.
- Cars and Trucks are used to meet the 5-vehicle requirement; other vehicles such as Trailers and Industrial equipment can also be added for additional savings and convenience.
- Fleets are ideal for companies that work in Construction, Delivery, Waste Management, Farming, Repair, Rental, Leasing and have everyday Business needs.
Benefits of Fleets
Fleet customers in BC can receive up to a 63% discount.
- All vehicles owned, leased or newly purchased under the fleet will share the same expiry date.
- Customers are no longer required to list drivers or declare principal drivers.
- Vehicles can be paid for with a single annual payment or through monthly payments.
- Fleet clients have access to yearly claim reports.
- Claims over $2000 can be paid to maintain your discount.
Working with Reliance
Our team will review your claims each year and ensure they provide the best options for you to maximize your savings and discount.
Flexibility is key. Fleet policies allow for easy adjustments via phone and email to accommodate changes in fleet size, ensuring coverage remains aligned with your operational needs.
Reliance offers free delivery of plates and insurance; we even work with dealerships to ensure a seamless purchase of new vehicles and equipment.
Our expertise includes:
- Coverage for fleet of various size
- Expert claim assessment to maintain the highest discount
- Fleet management tailored to your needs
- Comprehensive spreadsheet tracking, cost breakdowns, searchable E-docs
- Management of Prorate plates and Retro Program vehicles
- Handling businesses with daily requests
- Confirmations of Insurance requests (APV 47s & COIs)
Reliance Insurance offers Private insurance to cover your vehicles for Business use or Commercial trucking across Canada.
Fleet & Commercial Vehicle Services
Starting a New Fleet
Many of our clients have business operations such as Commercial Delivery or Trades work across BC including the Lower Mainland, Kelowna, Victoria, and even across Canada. We can help you get set up with the right coverage to meet your needs and start saving money.
Fleet Transfers
Purchasing a fleet or moving it over from one company to another can be stressful, but our team has the experience to help you transfer, consolidate, amalgamate, or restructure a fleet in BC.
Prorate Program
Many commercial fleets have trucking businesses that regularly operate in multiple jurisdictions across Canada or the U.S. We issue Prorate plates for businesses to exempt them from having to buy trip permits whenever they enter another jurisdiction.
Retro Program
We handle large fleets that are part of ICBC’s Retro Program. This program is available to fleets that have 200 or more vehicles or pay premiums over $100,000 to ICBC and allows them to obtain up to a 35% refund from ICBC.
Cross-Canada Fleets
Reliance Insurance offers Private insurance to cover your vehicles for Business use or Commercial trucking across Canada. This allows your vehicles to continue sales, delivery and meet your business needs across multiple provinces.
Commercial Trucks & Trailers
Commercial vehicles have far more to manage, such as Commercial Vehicle Inspections, following the rules and regulations of an NSC, setting the correct Rate Class and GVW for your vehicles. Our fleet managers can provide guidance to ensure you get the information you need to register and insure your vehicles correctly and get them in operation in a streamlined manner.
Contact Reliance for expert fleet Insurance management.
You may need:
Auto Insurance
We’ve got you covered for ICBC Autoplan or private insurance.
Liability Insurance
Liability insurance can protect you, your staff, your customers and even your suppliers.
Product Liability
Protect against liability for bodily injury or property damage claims arising out of your products.
Business Interruption Insurance
Prevent loss of income if your premises are damaged.
Reliance has been providing excellent service and finding expert solutions to handle our fleet for the past two years. Kat Lana provides excellent fleet insurance advice and recommendations on the most cost effective way to structure our fleet. Within our specific area of the industry, we can have hundreds of renewals during the year. Reliance’s account team never fails with their service and prompt responses. We can trust them to solve our insurance challenges and ensure that our fleet keeps moving. Thanks Kat and all the Reliance team for always providing great service and advice.
— Simon Lynskey, Penske Truck Leasing
Discover Expert Advice to Protect What Matters Most!
March 19, 2025
Is Auto Insurance Mandatory in BC?
If this is your first brush with auto insurance in British Columbia, then you might not be aware that auto insurance is required by law. […]
February 25, 2025
Be Cyber-Ready
Cyber threats are a growth industry and cyber resilience is a business imperative. In a 2023 KPMG survey of 73 small and medium-sized businesses in […]
February 13, 2025
Save on Your Auto Insurance in 2025 with These Smart Tips!
Auto insurance is essential for your protection and that of others on the road, but it can put a dent in your wallet. If you’re […]