To protect voluntary, non-profit or charitable organizations supporting communities across British Columbia, we designed our risk management strategy to specifically address the unique requirements of individual not-for-profit organizations. We know that affordable coverage is important, but also ensuring that a solid risk management strategy is in place.

Our not-for- profit clients are doing everything they can to get the word out, fundraise, and in a best case scenario exceed the objectives of their organization's vision and annual goals. Finding time and support that helps identify and minimize risks along the way can be challenging. Reliance Insurance can review your organization's structure and ensure proper insurance coverage is in place for:

  • Volunteers
  • Board Directors & Officer
  • Fiduciary Management
  • Brand Management

Common insurance coverage for Not-For-Profit

Every charitable organization will have a unique structure but overall most not-for-profit organizations will need to look at the following insurance coverages:

Commercial general liability: bodily injury and property damage, personal injury, medical payments, tenants’ legal liability, endorsements like non-owned automobile liability (volunteer drivers).

Directors' & officers liability: Directors and officers of nonprofit organizations are at risk as they can be held personally liable for their decisions and or liable for acts committed by other directors simply because they sit on the same board.

Volunteer protection: Volunteers are what makes a not-for-profit successful. It is important to have the correct coverage for the work that your volunteers perform. Let them know they are valued and protected.

Having a Reliance Insurance risk advisor on your team with a system that will help you manage and insure these risks and protect the not-for-profit organization will help bring peace of mind and help free up time to focus on the bigger picture.


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